General Liability Insurance  

General Liability for Businesses in Contra Costa County, Central Valley and Central Coast 

There are several types of policies available for businesses across industries. One of the most common and useful insurance policies is general liability insurance. This insurance covers a range of basic risks your business may face during day to day operations. 

The insurance professionals at Esperanza Gutierrez Insurance Agency are dedicated to helping business owners find and tailor policies specifically for their coverage needs. We will help you design a policy fit for your business and its budget. 

What Does General Liability Insurance Cover? 

General liability insurance covers a variety of claims and dangers that may face your business. It covers non-professional negligence and accidents such as clients who are injured on the business property, accusations of property damage and claims regarding personal or advertising injury. 

This insurance can cover medical payments and property damage expenses someone else may suffer as a result of an accident on the business’ property as well as protect your business from lawsuit expenses. This includes coverage for court fees, defense costs and settlement expenses. 

Additional Liability Insurance  

There are many other types of liability coverages that can be useful for your business. Liability insurance can be combined into a single policy such as a business owners policy. Additional liability coverage includes: 

• Professional Liability: Professional liability insurance covers claims of professional negligence that causes a client to lose money.

• Cyber Liability: Cyber liability insurance protects the business from claims concerning electronically stored information that is lost, breached, damaged or stolen.

• Umbrella Liability: Umbrella liability insurance fills in the gaps left by your other liability insurance policies.

How is General Liability Insurance Calculated? 

Premiums for general liability insurance are based on a variety of factors, such as the location and industry of the business, claims history, size of the business and other factors. The more at risk your business is for filing a claim, the more you may pay for general liability insurance. 

Get General Liability Insurance Today 

Protect your business with a reliable general liability insurance policy from Esperanza Gutierrez Insurance Agency. Call us at (925) 392-0506 or fill out an online quote form to get started today. 

Common General Liability Insurance Questions 

How Much General Liability Insurance Do I Need? 

Every business’ insurance needs are different. Speak with an insurance agent about insuring your business with the right amount of protection today. 

How Much Does General Liability Insurance Cost? 

The cost of general liability insurance varies depending on several factors, such as the business’ industry and size. Fill out a to find out how much you can save on general liability insurance today. 

When is General Liability Insurance Required? 

General liability insurance isn’t generally required by any state or federal law. Your business may be required to carry general liability insurance in order to qualify for certain licenses, however.