Commercial Property Insurance
Commercial Property Insurance Information
Commercial Property Insurance
Commercial Property for Businesses in Contra Costa County, Central Valley and Central Coast
Despite the rise in online businesses, many companies still have physical locations or assets crucial for their business. Whether you have a store, warehouse or equipment working from home, you will need the right type of insurance to protect against expensive loss or damage.
Esperanza Gutierrez Insurance Agency works with business owners across California to build genuine relationships based on trust and hard work. Our insurance professionals will help you find and tailor a commercial property insurance policy fit specifically for your business needs.
What Does Commercial Property Insurance Cover?
Commercial property insurance covers the physical assets of the business. This includes the physical location such as offices, restaurant, store, warehouses and more. It also covers the contents such as furniture, decorations, equipment, etc.
Risks covered under commercial property insurance may include:
There are certain incidents that are not covered under a basic commercial property insurance policy that may need additional coverage or policy floaters, such as water damage and expensive equipment. You can add coverages for equipment, products, borrowed equipment and more depending on your business’ needs.
You may also need different insurance for commercial vehicles owned or used by the business for work purposes. This is called commercial auto insurance.
The physical assets of your business can be expensive and difficult to replace or repair, so it is important to find a policy that matches your insurance needs and your budget.
Is Commercial Property Insurance Required?
Commercial property insurance isn’t generally required by state or federal law. It will be, however, required by most landlords and property owners. If your business has a physical location, you will likely need commercial property insurance before inviting customers onto the property.
Get Commercial Property Insurance Today
Protect the physical assets of your business with an affordable commercial property insurance policy through Esperanza Gutierrez Insurance Agency. Call us at
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Common Property Insurance Questions
How Much Commercial Property Insurance Do I Need?
Every business’ commercial property insurance needs are different depending on the property and industry as well as the size of the business. Speak with an insurance agent about protecting your business with the right amount of insurance.
How Much Does Commercial Property Insurance Cost?
The cost of commercial property insurance depends on the location, industry, replacement cost value of the property, claims history and other factors. Fill out an online quote form to find out how much you can save on commercial property insurance.
Who Needs Commercial Property Insurance?
Any business with a physical location needs commercial property insurance. This insurance helps cover expenses related to property damage so that the business can be repaired and resume without a hitch.